Government is not god

Try telling that to some of our leaders and media who seem to think they have the power to do just about anything . In a typical simplicity the LABOR and GREEN dummies ignore the fact that PRIVATE insurers NOW  often do a better job of directing investment in some areas of risk management . Why ?-we wonder :Because they hold people responsible for their actions.
 Private insurance companies must be laughing all the way to the bank with the current government offering to save everybody from everything .Current mood of government to not insist ( as private insurers do ) that people take responsibility for taking higher than normal risks is dangerous because it will cause those of us who expect to be treated fairly to pay for others high risk taking . It is no joke  or coincidence that we have all been slugged fire and flood levies when fire and flood risks have NOT increased overall and  most of us DO NOT live in high fire and flood risk areas. Appeals are often needed and can do a good job if tied down in a community ( as testified above) .Professional risk and insurance management has a preventative and protective focus. Our governments are sadly growing organs that run around trying to putting fires out--- instead of preventing them. My work has been in assessing these and many other site related risks  http://designwithnature.blogspot.com