Over 2 decades ago when some simple Libs were trying to sell off the SIO office I wrote to and called Ranald McDonald(3LO ABC) and asked him to check out whether 3rd party situation in particular - whether they were infact, despite all the simple rhetoric, efficient and effective . Knowing the "allwise" cynicsm about public authorities , I reminded him , as a risk analysist and public policy person, that participation was important and that cross subsidization was Ok ( all heresies that are still too complex fro simple idealists and practical policy incompetents ).
I knew that SIO were very efficient in that area because they , and our forefathers, didn't let mere price determine everything - participation and responsibility must be taught and shown in practice and prosecution - its a basic principle of ecomia ,, but do our kids know and see that! - We used to save them by drawing their attention to danger - prevention and protection , not by concentrating on fire fighting services. ( Believe me , i been there --the Bureau love them for being so stupid and making their job so much more single focused than it should be )
The SIO made money then and they still do ( as far as i am aware ). There is therefore no reason ( apart from the simple logic of some, like the IPA) why BASIC house and other spread risk issues insurance couldn't be mandated .
Care is required to make any private public partnership work . While Jim........... is probably right that private insurers are making a killing ( esp when all the hard "GOD caused it " is now taken on the NOW very broad shoulders of our angel friends in power ) the paradox is that Private insurers are NOW doing a better job than some public talk on the subject ( which is just plain careless) because the private professionals hold people responsible for taking high risks and RIGHTLY SO ." You want insurance for your 300 HP sports car ?" Fine - it will cost you more .
You wanna live in the bark laden native forest ? Something like kindling standing up and with enough space between the pieces to make it blow when it burns ?"Well - its your choice BUT ......
We need to respect those who study to show themselves approved in these complex areas. When everyone is an expert, the important voices can be easily lost in wild speculation, http://ondewolf.
Its a wonderful thing ( when life is affordable and not taxed out) when the jounos actually listen and learn from those involved in a costly and local way. Fortunately Ranald was that sort of bloke . He wrote me a note back saying " you were right "and we kept the SIO from being sold ( The sale was all expected to happen at that time )
Study to show yourselves approved and give our children a legacy of low cost, low risk living free of high taxing high claiming saviours and freeloading high risk takers . Be realistic about real risks and prosecute those who are careless with our/their resources. I have fought many forest and grass fires and protecetd people from them directly ( and the same applies to floods) .
We seem to be living in an age of fear and stupidity; And these three things in combination .
( you are wondering about the third one - well that's for YOU to add - after all if we are to build a consensus we have to agree that there is more to knowing than any number of categories will ever know or show you )
( you are wondering about the third one - well that's for YOU to add - after all if we are to build a consensus we have to agree that there is more to knowing than any number of categories will ever know or show you )
Ask yourself this question next time you see some tall native trees planted on a small block. "What are nice fire dependant trees doing in a plave like this " trying to stand alone ( meant to stand together in a forest to thrive and survive )like matchsticks next to someones' life investment . Or alternatively -what is it about nature that calls so many to lay their brains aside and to worship it (Some say its in our nature to worship one or the other - the created or the Creator)
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